Payment & Finance Options

We Accept all Health Funds

At Delicate Dentistry, we believe everyone should have access to high-quality dental care without unnecessary financial stress. Whether you are visiting for a routine check-up, cosmetic treatment, or more complex dental care, our team is committed to providing flexible and convenient payment options to help make your experience as smooth as possible.
We offer a range of payment and financing solutions, including private health fund claiming, government-supported dental schemes and flexible payment plan options.

Preferred Providers are nib and CBHS

Delicate Dentistry is proud to be a preferred provider for nib and CBHS, helping patients access more affordable dental care with reduced out-of-pocket costs on a wide range of treatments. If you are a member of nib or CBHS, you may be eligible for additional benefits such as rebates on many services including preventative care, restorative treatments and selected oral surgery procedures.
Depending on the level of your coverage, you may be eligible for no-gap to lower gap fees on your dental visits. Our team can help you understand your individual health fund benefits and coverage checks so you can make the most out of your dental insurance benefits.

Government Dental Schemes

Eligible patients can also access treatment through selected government-funded dental programs, including:
- Child Dental Benefits Schedule (CDBS)
- Emergency Dental Scheme
- General Dental Scheme
- DVA vouchers
If you are unsure about your eligibility, our team will be happy to assist.
Flexible Payment Plans
At Delicate Dentistry, we understand that dental treatment is an important investment in your health and confidence. To help make treatment more accessible and manageable, we offer flexible payment plan options through Humm and MediPay.
These payment solutions allow eligible patients to begin treatment immediately while spreading the cost over convenient installments.

Humm
Humm is a flexible payment option designed to help patients manage everyday healthcare expenses with simple repayment plans. Depending on your approved limit and selected plan, Humm may allow you to:
- Split treatment costs into smaller repayments
- Choose from short-term or longer repayment options
- Access quick and easy online approval
- Start treatment without paying the full amount upfront
Humm can be suitable for a range of dental treatments, from general dentistry to larger cosmetic or restorative procedures.

MediPay
With finance available from $2,000 to $55,000 and repayment terms of up to 48 months, MediPay is designed for treatments both large and small.
Patients receive fast pre-approval online, with funds paid directly to Delicate Dentistry so treatment can proceed without delay. And with an Australian-based customer care team on hand to support patients through every step of the process, it’s a seamless experience from application to approval.
Why MediPay?
- Finance available from $2,000 to $55,000
- Repayment terms of up to 48 months
- No upfront deposit required
- No penalties for early repayment - pay it off sooner and pay less
- Fast online application with conditional approval within minutes
- Supported by an Australian-based customer care team
Please note that all payment plans are subject to provider approval. Terms, conditions, fees and eligibility criteria apply. Please review the T&Cs before signing up.